<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
  <!-- Main Pages -->
  <url>
    <loc>https://mortgagelogic.au/index.html</loc>
    <priority>1.0</priority>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://mortgagelogic.au/</loc>
    <priority>1.0</priority>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://mortgagelogic.au/privacy-policy.html</loc>
    <priority>0.1</priority>
    <changefreq>yearly</changefreq>
  </url>

  <!-- Calculators -->
  <url>
    <loc>https://mortgagelogic.au/calculators/amortization.html</loc>
    <priority>0.8</priority>
    <changefreq>monthly</changefreq>
  </url>
  <url>
    <loc>https://mortgagelogic.au/calculators/borrowing-capacity.html</loc>
    <priority>0.8</priority>
    <changefreq>monthly</changefreq>
  </url>
  <url>
    <loc>https://mortgagelogic.au/calculators/comparison.html</loc>
    <priority>0.8</priority>
    <changefreq>monthly</changefreq>
  </url>
  <url>
    <loc>https://mortgagelogic.au/calculators/offset-account.html</loc>
    <priority>0.8</priority>
    <changefreq>monthly</changefreq>
  </url>
  <url>
    <loc>https://mortgagelogic.au/calculators/refinance.html</loc>
    <priority>0.8</priority>
    <changefreq>monthly</changefreq>
  </url>
  <url>
    <loc>https://mortgagelogic.au/calculators/rent-vs-buy.html</loc>
    <priority>0.8</priority>
    <changefreq>monthly</changefreq>
  </url>
  <url>
    <loc>https://mortgagelogic.au/calculators/seller-profit.html</loc>
    <priority>0.8</priority>
    <changefreq>monthly</changefreq>
  </url>
  <url>
    <loc>https://mortgagelogic.au/calculators/stamp-duty.html</loc>
    <priority>0.8</priority>
    <changefreq>monthly</changefreq>
  </url>

  <!-- FIRE Calculator (Retirement) -->
  <url>
    <loc>https://mortgagelogic.au/retirement/index.html</loc>
    <priority>0.9</priority>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://mortgagelogic.au/retirement/tracker.html</loc>
    <priority>0.8</priority>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://mortgagelogic.au/retirement/groceries.html</loc>
    <priority>0.8</priority>
    <changefreq>monthly</changefreq>
  </url>
  <url>
    <loc>https://mortgagelogic.au/retirement/fuel.html</loc>
    <priority>0.8</priority>
    <changefreq>monthly</changefreq>
  </url>
  <url>
    <loc>https://mortgagelogic.au/retirement/parenting.html</loc>
    <priority>0.8</priority>
    <changefreq>monthly</changefreq>
  </url>
  <url>
    <loc>https://mortgagelogic.au/retirement/family-tax.html</loc>
    <priority>0.8</priority>
    <changefreq>monthly</changefreq>
  </url>
  <url>
    <loc>https://mortgagelogic.au/retirement/dining.html</loc>
    <priority>0.8</priority>
    <changefreq>monthly</changefreq>
  </url>
  <url>
    <loc>https://mortgagelogic.au/retirement/investing.html</loc>
    <priority>0.8</priority>
    <changefreq>monthly</changefreq>
  </url>

  <!-- Market Data -->
  <url>
    <loc>https://mortgagelogic.au/markets/dashboard.html</loc>
    <priority>0.7</priority>
    <changefreq>daily</changefreq>
  </url>
</urlset>
