Stamp Duty Calculator

Calculate stamp duty (transfer duty) for property purchases across Australia

Property Details

$
May qualify for exemptions or concessions
Additional surcharge applies in most states
Base Stamp Duty
$0
Foreign Buyer Surcharge
$0
FHB Discount
$0
Total Payable
$0

Cost Breakdown

Detailed Breakdown

Compare Across States

See how stamp duty varies for this property across all Australian states

Understanding Stamp Duty

Essential information about property transfer taxes in Australia

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What is Stamp Duty?

Stamp duty (also called transfer duty) is a state government tax paid when you buy property. It's one of the largest upfront costs when purchasing a home, often tens of thousands of dollars.

Important: Stamp duty must be paid within a specific timeframe after purchase (usually 30-90 days depending on state).
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Why It Varies by State

Each state and territory sets its own stamp duty rates and thresholds. This means the same property could cost significantly different amounts in stamp duty depending on location.

Example: A $750,000 property might cost $27,000 in stamp duty in NSW but $40,000 in VIC.
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First Home Buyer Benefits

Most states offer stamp duty exemptions or concessions for first home buyers, potentially saving tens of thousands of dollars. Eligibility criteria vary by state.

  • Full exemptions for properties under certain thresholds
  • Partial concessions for mid-range properties
  • Must be your first property purchase
  • Must move in within a specified timeframe
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Foreign Buyer Surcharge

Most states charge an additional surcharge (typically 7-8%) for foreign buyers. This is on top of the standard stamp duty and can significantly increase costs.

Note: Foreign buyer status is determined by citizenship and residency, not just where you currently live.
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Other Transfer Costs

In addition to stamp duty, budget for:

  • Transfer/registration fees ($100-$500)
  • Mortgage registration fees ($100-$200)
  • Conveyancing/legal fees ($1,000-$3,000)
  • Building and pest inspections ($400-$800)
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Planning for Stamp Duty

Key Tips:

  • Include stamp duty in your deposit savings
  • Check first home buyer eligibility early
  • Consider the total cost, not just the property price
  • Some states offer payment plans or deferrals
  • Vacant land may have different rates